I'm conflicted;
On the one hand, I really would love to take out all of the money I have right now in my account.
And on the other hand, I don't.
- I was paid exactly a week ago, and I had £550 in my bank account. I took out £200, because I had to cancel my bank card and get a new one sent out, and I only just received it today. Now, my balance should be £350 (you'd think), but it isn't. I checked it earlier today, and it's still £550.
I'm completely stumped. I know for a fact that I'm getting paid next on Christmas Eve, so it's not money from any of my jobs. And it wouldn't be money from anything else. Furthermore, not to mention that it's the exact same figure I started out with at the beginning of the month.
So, the bank has made an error. What if I did take all of it out? Yeah, they'd say I probably knew it was a mistake. But how could they prove it? Also I'm keeping one of my jobs, but switching companies, and I'm meant to receive two different paychecks between 21st-24th December. So I could technically say that I thought I had been paid up from the last company before the switchover.
I just...It's not that I want to take money that doesn't actually belong to me (It's wrong, I know it is). I'm just thinking that it's really my bank's fault, not mine, surely? And therefore as a result, should I be responsible for what happens to that money? It's not like it was really taken off of somebody else, it was just an error where the money I took out a week ago didn't actually 'come out', so to speak. It wasn't an overpayment from an employer, or a payment from any other company, it was (as far as I can see) a simple error from my bank.
I'm not going to take it out though, I'll leave it. It's not mine, and as I said, I don't want to take it. I just don't see why they made the mistake.
Damn that temptation, though.