Now you say it was your second+ time you played. <.<
You recently said you didn't like to be surprised so you overleveled.
I'm always underleveled, I always buy stuff the first time through. The second time I'm pretty much the same level if not lower but with a little better equipment and I never buy anything since I know where to find the good stuff. Except in FFXII where you had to buy stuff to survive. <.<